The Home Buying Process

What steps are common when buying a new home?


Steps In The Process

  • Choose Your Plan

    Feel free to browse our website, visit the community and visit with a community representative. We can help you discover which of our home plans is the perfect fit!

  • Start Your Financing

    In order to move forward with the purchase of a home at one of our communities, we first need to make sure you can qualify for the financing needed to complete your purchase. We require our future owners to be pre-qualified with a lender before we can enter into a written contract for the purchase of a home. You are free to use whichever lender you choose, however, we require you to submit an application with one of our recommended lenders for purposes of verifying your ability to obtain needed financing.

  • Signing Your Contract

    Congratulations! You're pre-qualified and ready to sign sales documents so we can begin work on your new home. When you sign your contract documents, you will be required to deposit $10,000 (ten thousand) dollars. This is called an earnest money deposit. These funds will be applied to the final purchase price at close of escrow. If it important to realize that once you've signed your contract, you are legally obligated to purchase the home.

  • Selections Appointment

    Let the fun begin. This is your opportunity to customize the interior of your home. Depending on the stage of construction your home is at when you sign your contract, you'll have the opportunity to customize things like cabinets, counter tops, paint, flooring, plumbing fixtures and more! It's on the biggest advantages of buying new!

  • Financing Contingency

    Within 30 days of signing your sales documents, you will need to supply final loan approval from your lender's underwriter stating that you are approved for your loan. At this time, your financing contingency shall be waived.

  • Thirty Day Letter

    Thirty days before your home is completed, you will receive a courtesy 30-Day Notice which establishes your target closing date. Because lenders cannot prepare documents without a Certificate of Occupancy (CO) being issued, the target date will be seven days after the CO is issued. This notice is for informational purposes only. We cannot guarantee a closing date, however, we will make every effort to conform to the dates listed in the notice.

  • Escrow Appointments and Closing

    Once your documents arrive at escrow, the Escrow Officer will review the documents, determine the funds needed for closing and schedule your appointment to sign your loan documents.

  • Home Orientation

    Your Community Sales Representative will contact you to schedule your Home Orientation tour. The purpose of the Home Orientation is to explain the way your home works - the heating, electrical and mechanical systems, shut-off valve locations and the systems you have selected, as well as the customer service procedures. Any items requiring repair at the time of your Orientation will be addressed by our customer service department as soon as possible, but we cannot guarantee that all items noted will be complete prior to your closing date.

  • Utilities

    You will need to notify the various utility providers of your move so that service is provided in your home. We recommend you start this process at least one week prior to your target closing date. You can find contact information for the various utility companies on our website. We require utilities be transferred within 72 hours of closing.

  • Closing Escrow

    After you have signed your loan documents and deposited the closing funds with Escrow, your Escrow Representative will return your loan documents to the lender for review and request "funding" - the process wherein the lender wires the proceeds from your loan to the Title Company. Once the funds from your loan are received at Title, the Title Officer will cause the Grant Deed to be recorded at the County Recorder's office. The home is now yours!

  • Move In!

    Your community representative will be available to assist you throughout this process.

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